/* ==========================================================================
   Mogo Finance Hub — Custom Stylesheet
   Palette: Navy · Indigo · Violet · Gold · Teal · Rose · Sky · Green
   ========================================================================== */

:root {
  --mogo-navy: #0e1a3f;
  --mogo-navy-2: #16244f;
  --mogo-indigo: #4f46e5;
  --mogo-violet: #7c3aed;
  --mogo-gold: #ffb703;
  --mogo-gold-dark: #e09a00;
  --mogo-teal: #0ca678;
  --mogo-rose: #e64980;
  --mogo-sky: #1c7ed6;
  --mogo-green: #2f9e44;
  --mogo-purple: #7048e8;
  --mogo-ink: #1f2430;
  --mogo-muted: #64748b;
  --mogo-soft: #f5f7fd;
  --mogo-line: #e5eaf5;
}

/* ---------- Base ---------- */
html { scroll-behavior: smooth; }
body {
  font-family: "Inter", "Segoe UI", sans-serif;
  color: var(--mogo-ink);
  background: #fff;
  overflow-x: hidden;
}
h1, h2, h3, h4, h5, h6, .brand-text {
  font-family: "Plus Jakarta Sans", "Inter", sans-serif;
}
a { text-decoration: none; }
.section-pad { padding: 88px 0; }
.section-pad-sm { padding: 64px 0; }

.section-label {
  display: inline-block;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--mogo-indigo);
  background: rgba(79, 70, 229, 0.1);
  border: 1px solid rgba(79, 70, 229, 0.25);
  padding: 6px 16px;
  border-radius: 50px;
  margin-bottom: 14px;
}
.section-title {
  font-weight: 800;
  color: var(--mogo-navy);
  font-size: clamp(1.7rem, 3.4vw, 2.5rem);
  line-height: 1.25;
}
.section-sub { color: var(--mogo-muted); max-width: 640px; }

/* ---------- Buttons ---------- */
.btn-gold {
  background: var(--mogo-gold);
  color: var(--mogo-navy);
  font-weight: 700;
  border: none;
  border-radius: 50px;
  padding: 12px 28px;
  box-shadow: 0 8px 20px rgba(255, 183, 3, 0.35);
  transition: all 0.25s ease;
}
.btn-gold:hover, .btn-gold:focus {
  background: var(--mogo-gold-dark);
  color: #fff;
  transform: translateY(-2px);
  box-shadow: 0 12px 26px rgba(255, 183, 3, 0.45);
}
.btn-navy {
  background: var(--mogo-navy);
  color: #fff;
  font-weight: 700;
  border: none;
  border-radius: 50px;
  padding: 12px 28px;
  transition: all 0.25s ease;
}
.btn-navy:hover { background: var(--mogo-indigo); color: #fff; transform: translateY(-2px); }
.btn-outline-light-r {
  border: 2px solid rgba(255, 255, 255, 0.7);
  color: #fff;
  font-weight: 600;
  border-radius: 50px;
  padding: 10px 26px;
  transition: all 0.25s ease;
}
.btn-outline-light-r:hover { background: #fff; color: var(--mogo-navy); }
.btn-teal {
  background: var(--mogo-teal);
  color: #fff; font-weight: 700;
  border: none; border-radius: 50px; padding: 12px 28px;
  transition: all 0.25s ease;
}
.btn-teal:hover { background: #098b65; color: #fff; transform: translateY(-2px); }

/* ---------- Navbar ---------- */
.main-nav {
  background: rgba(255, 255, 255, 0.96);
  backdrop-filter: blur(10px);
  box-shadow: 0 2px 14px rgba(14, 26, 63, 0.08);
  padding: 12px 0;
  transition: all 0.3s ease;
}
.main-nav.nav-scrolled {
  box-shadow: 0 4px 22px rgba(14, 26, 63, 0.16);
  padding: 8px 0;
}
.brand-badge {
  width: 42px; height: 42px;
  display: inline-flex; align-items: center; justify-content: center;
  background: linear-gradient(135deg, var(--mogo-indigo), var(--mogo-violet));
  color: #fff;
  border-radius: 12px;
  font-size: 1.15rem;
  box-shadow: 0 6px 14px rgba(79, 70, 229, 0.4);
}
.brand-text { font-weight: 800; font-size: 1.3rem; color: var(--mogo-navy); line-height: 1.05; }
.brand-text .b-mid { color: var(--mogo-indigo); }
.brand-text .b-hub {
  display: block;
  font-size: 0.66rem;
  letter-spacing: 3.5px;
  text-transform: uppercase;
  color: var(--mogo-gold-dark);
  font-weight: 700;
}
.main-nav .nav-link {
  color: var(--mogo-ink);
  font-weight: 600;
  font-size: 0.95rem;
  padding: 8px 14px !important;
  border-radius: 50px;
  transition: all 0.2s ease;
}
.main-nav .nav-link:hover { color: var(--mogo-indigo); background: rgba(79, 70, 229, 0.08); }
.main-nav .nav-link.active { color: var(--mogo-indigo); background: rgba(79, 70, 229, 0.12); }
.main-nav .btn-gold { padding: 10px 22px; font-size: 0.92rem; margin-left: 8px; }
.navbar-toggler { border: none; }
.navbar-toggler:focus { box-shadow: none; }
.toggler-icon {
  width: 40px; height: 40px;
  display: inline-flex; align-items: center; justify-content: center;
  border-radius: 10px;
  background: var(--mogo-soft);
  color: var(--mogo-navy);
  font-size: 1.15rem;
}

/* ---------- Hero (Home) ---------- */
.mogo-hero {
  position: relative;
  background: linear-gradient(135deg, #0e1a3f 0%, #2b2a72 48%, #6d28d9 100%);
  color: #fff;
  padding: 110px 0 130px;
  overflow: hidden;
}
.mogo-hero::before {
  content: "";
  position: absolute;
  width: 520px; height: 520px;
  background: radial-gradient(circle, rgba(255, 183, 3, 0.28), transparent 65%);
  top: -160px; right: -120px;
  border-radius: 50%;
}
.mogo-hero::after {
  content: "";
  position: absolute;
  width: 460px; height: 460px;
  background: radial-gradient(circle, rgba(12, 166, 120, 0.3), transparent 65%);
  bottom: -200px; left: -140px;
  border-radius: 50%;
}
.mogo-hero .container { position: relative; z-index: 2; }
.hero-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(255, 255, 255, 0.12);
  border: 1px solid rgba(255, 255, 255, 0.3);
  color: #ffe9b3;
  font-weight: 600; font-size: 0.85rem;
  padding: 8px 18px;
  border-radius: 50px;
  margin-bottom: 22px;
}
.hero-title {
  font-size: clamp(2.2rem, 5vw, 3.6rem);
  font-weight: 800;
  line-height: 1.15;
  margin-bottom: 20px;
}
.hero-title .gold { color: var(--mogo-gold); }
.hero-text { color: rgba(255, 255, 255, 0.82); font-size: 1.08rem; max-width: 560px; }
.hero-card {
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.18);
  border-radius: 24px;
  padding: 34px 30px;
  backdrop-filter: blur(8px);
  height: 100%;
}
.hero-card .hc-icon {
  width: 58px; height: 58px;
  display: inline-flex; align-items: center; justify-content: center;
  border-radius: 16px;
  font-size: 1.4rem;
  margin-bottom: 16px;
}
.hc-gold { background: rgba(255, 183, 3, 0.18); color: var(--mogo-gold); }
.hc-teal { background: rgba(20, 184, 166, 0.18); color: #2dd4bf; }
.hc-rose { background: rgba(230, 73, 128, 0.2); color: #f9a8c9; }
.hero-card h5 { font-weight: 700; margin-bottom: 8px; }
.hero-card p { color: rgba(255, 255, 255, 0.72); font-size: 0.92rem; margin: 0; }

/* ---------- Page header (sub pages) ---------- */
.page-header {
  background: linear-gradient(120deg, #0e1a3f 0%, #312e81 55%, #7c3aed 100%);
  color: #fff;
  padding: 74px 0 64px;
  position: relative;
  overflow: hidden;
}
.page-header::after {
  content: "";
  position: absolute;
  width: 400px; height: 400px;
  background: radial-gradient(circle, rgba(255, 183, 3, 0.25), transparent 65%);
  top: -140px; right: -100px;
  border-radius: 50%;
}
.page-header .container { position: relative; z-index: 2; }
.page-header h1 {
  font-size: clamp(1.9rem, 4vw, 2.8rem);
  font-weight: 800;
}
.page-header p { color: rgba(255, 255, 255, 0.8); max-width: 620px; }
.breadcrumb-mogo {
  display: inline-flex; align-items: center; gap: 10px;
  font-size: 0.88rem; color: rgba(255, 255, 255, 0.75);
  margin-bottom: 14px;
}
.breadcrumb-mogo a { color: var(--mogo-gold); font-weight: 600; }
.breadcrumb-mogo a:hover { color: #ffd45e; }

/* ---------- About / Why cards ---------- */
.about-img-wrap { position: relative; display: inline-block; width: 100%; }
.about-img-wrap img {
  width: 100%;
  border-radius: 24px;
  box-shadow: 0 24px 60px rgba(14, 26, 63, 0.22);
  object-fit: cover;
}
.about-float-card {
  position: absolute;
  bottom: -26px; right: 6px;
  background: var(--mogo-navy);
  color: #fff;
  border-radius: 18px;
  padding: 18px 22px;
  box-shadow: 0 18px 40px rgba(14, 26, 63, 0.4);
  display: flex; align-items: center; gap: 14px;
}
.about-float-card .afc-num {
  font-size: 1.9rem; font-weight: 800; color: var(--mogo-gold);
  font-family: "Plus Jakarta Sans", sans-serif;
}
.about-float-card .afc-lbl { font-size: 0.82rem; color: rgba(255, 255, 255, 0.8); line-height: 1.3; }
.check-list { list-style: none; padding: 0; margin: 0; }
.check-list li {
  display: flex; align-items: flex-start; gap: 12px;
  margin-bottom: 14px; font-weight: 500; color: #334;
}
.check-list li i {
  color: var(--mogo-teal);
  margin-top: 4px;
}

.value-card {
  border: 1px solid var(--mogo-line);
  border-radius: 20px;
  padding: 30px 26px;
  height: 100%;
  background: #fff;
  transition: all 0.3s ease;
}
.value-card:hover { transform: translateY(-6px); box-shadow: 0 20px 44px rgba(14, 26, 63, 0.12); }
.value-icon {
  width: 58px; height: 58px;
  display: inline-flex; align-items: center; justify-content: center;
  border-radius: 16px;
  font-size: 1.35rem;
  margin-bottom: 18px;
}
.vi-indigo { background: rgba(79, 70, 229, 0.12); color: var(--mogo-indigo); }
.vi-gold { background: rgba(255, 183, 3, 0.16); color: var(--mogo-gold-dark); }
.vi-teal { background: rgba(12, 166, 120, 0.12); color: var(--mogo-teal); }
.vi-rose { background: rgba(230, 73, 128, 0.12); color: var(--mogo-rose); }

/* ---------- Services cards ---------- */
.services-soft { background: var(--mogo-soft); }
.service-card {
  border-radius: 22px;
  overflow: hidden;
  background: #fff;
  border: 1px solid var(--mogo-line);
  height: 100%;
  display: flex; flex-direction: column;
  transition: all 0.35s ease;
  position: relative;
}
.service-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 26px 54px rgba(14, 26, 63, 0.16);
}
.service-card .sc-img { position: relative; height: 210px; overflow: hidden; }
.service-card .sc-img img {
  width: 100%; height: 100%;
  object-fit: cover;
  transition: transform 0.5s ease;
}
.service-card:hover .sc-img img { transform: scale(1.07); }
.sc-ribbon {
  position: absolute; top: 14px; left: 14px;
  width: 52px; height: 52px;
  border-radius: 14px;
  display: flex; align-items: center; justify-content: center;
  color: #fff; font-size: 1.25rem;
  box-shadow: 0 8px 18px rgba(0, 0, 0, 0.25);
  z-index: 2;
}
.sc-body { padding: 26px 26px 28px; display: flex; flex-direction: column; flex: 1; }
.sc-body h4 { font-weight: 700; font-size: 1.15rem; color: var(--mogo-navy); margin-bottom: 10px; }
.sc-body p { color: var(--mogo-muted); font-size: 0.93rem; flex: 1; }
.sc-body .sc-btn { margin-top: 6px; display: inline-flex; align-items: center; gap: 8px; font-weight: 700; font-size: 0.9rem; }
.sc-btn i { transition: transform 0.25s ease; }
.sc-btn:hover i { transform: translateX(4px); }
.sc-amber  .sc-ribbon { background: linear-gradient(135deg, #f59f00, #ffb703); }
.sc-amber  .sc-btn { color: #e09a00; }
.sc-teal   .sc-ribbon { background: linear-gradient(135deg, #0ca678, #20c997); }
.sc-teal   .sc-btn { color: var(--mogo-teal); }
.sc-rose   .sc-ribbon { background: linear-gradient(135deg, #e64980, #f783ac); }
.sc-rose   .sc-btn { color: var(--mogo-rose); }
.sc-sky    .sc-ribbon { background: linear-gradient(135deg, #1c7ed6, #4dabf7); }
.sc-sky    .sc-btn { color: var(--mogo-sky); }
.sc-green  .sc-ribbon { background: linear-gradient(135deg, #2f9e44, #69db7c); }
.sc-green  .sc-btn { color: var(--mogo-green); }
.sc-violet .sc-ribbon { background: linear-gradient(135deg, #7048e8, #9775fa); }
.sc-violet .sc-btn { color: var(--mogo-purple); }
.sc-amber  .sc-top { border-top: 5px solid #ffb703; }
.sc-teal   .sc-top { border-top: 5px solid #20c997; }
.sc-rose   .sc-top { border-top: 5px solid #f783ac; }
.sc-sky    .sc-top { border-top: 5px solid #4dabf7; }
.sc-green  .sc-top { border-top: 5px solid #69db7c; }
.sc-violet .sc-top { border-top: 5px solid #9775fa; }

/* ---------- How it works ---------- */
.step-card {
  background: #fff;
  border: 1px solid var(--mogo-line);
  border-radius: 20px;
  padding: 34px 26px 30px;
  text-align: center;
  height: 100%;
  position: relative;
  transition: all 0.3s ease;
}
.step-card:hover { transform: translateY(-6px); box-shadow: 0 20px 44px rgba(14, 26, 63, 0.12); }
.step-num {
  position: absolute; top: -18px; left: 50%;
  transform: translateX(-50%);
  width: 36px; height: 36px;
  border-radius: 50%;
  background: var(--mogo-navy);
  color: var(--mogo-gold);
  font-weight: 800;
  display: flex; align-items: center; justify-content: center;
  box-shadow: 0 8px 18px rgba(14, 26, 63, 0.3);
  font-family: "Plus Jakarta Sans", sans-serif;
}
.step-ico {
  width: 66px; height: 66px;
  margin: 10px auto 18px;
  display: flex; align-items: center; justify-content: center;
  border-radius: 20px;
  font-size: 1.5rem;
}

/* ---------- Blog cards ---------- */
.blog-card {
  background: #fff;
  border: 1px solid var(--mogo-line);
  border-radius: 22px;
  overflow: hidden;
  height: 100%;
  display: flex; flex-direction: column;
  transition: all 0.35s ease;
}
.blog-card:hover { transform: translateY(-8px); box-shadow: 0 24px 50px rgba(14, 26, 63, 0.15); }
.blog-card .bc-img { height: 210px; overflow: hidden; position: relative; }
.blog-card .bc-img img { width: 100%; height: 100%; object-fit: cover; transition: transform 0.5s ease; }
.blog-card:hover .bc-img img { transform: scale(1.07); }
.bc-tag {
  position: absolute; top: 14px; left: 14px;
  padding: 6px 14px;
  border-radius: 50px;
  font-size: 0.75rem; font-weight: 700;
  color: #fff;
  z-index: 2;
}
.bc-body { padding: 24px 26px 28px; display: flex; flex-direction: column; flex: 1; }
.bc-body h4 { font-size: 1.12rem; font-weight: 700; color: var(--mogo-navy); line-height: 1.4; margin-bottom: 10px; }
.bc-body h4 a { color: inherit; transition: color 0.2s; }
.bc-body h4 a:hover { color: var(--mogo-indigo); }
.bc-body p { color: var(--mogo-muted); font-size: 0.92rem; flex: 1; }
.bc-more {
  margin-top: 16px;
  display: inline-flex; align-items: center; gap: 8px;
  font-weight: 700; font-size: 0.9rem; color: var(--mogo-indigo);
}
.bc-more i { transition: transform 0.25s ease; }
.bc-more:hover i { transform: translateX(4px); }
.tag-indigo { background: var(--mogo-indigo); }
.tag-gold { background: var(--mogo-gold-dark); }
.tag-teal { background: var(--mogo-teal); }

/* ---------- Testimonials ---------- */
.testimonial-soft {
  background: linear-gradient(180deg, #f3f1ff 0%, #eef6ff 100%);
}
.testimonial-card {
  background: #fff;
  border-radius: 20px;
  padding: 30px 28px;
  height: 100%;
  border: 1px solid var(--mogo-line);
  position: relative;
  transition: all 0.3s ease;
  display: flex; flex-direction: column;
}
.testimonial-card:hover { transform: translateY(-6px); box-shadow: 0 22px 46px rgba(14, 26, 63, 0.14); }
.testimonial-card .quote-ico {
  position: absolute; top: 22px; right: 24px;
  font-size: 1.9rem;
  color: rgba(79, 70, 229, 0.15);
}
.testimonial-card .stars { color: var(--mogo-gold); margin-bottom: 14px; font-size: 0.9rem; }
.testimonial-card .tc-text { color: #3a4358; font-size: 0.95rem; font-style: italic; flex: 1; }
.tc-person { display: flex; align-items: center; gap: 12px; margin-top: 20px; }
.tc-avatar {
  width: 46px; height: 46px;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  color: #fff; font-weight: 800; font-size: 0.95rem;
  font-family: "Plus Jakarta Sans", sans-serif;
}
.av-indigo { background: linear-gradient(135deg, #4f46e5, #7c3aed); }
.av-gold { background: linear-gradient(135deg, #f59f00, #ffb703); }
.av-teal { background: linear-gradient(135deg, #0ca678, #20c997); }
.av-rose { background: linear-gradient(135deg, #e64980, #f783ac); }
.av-sky { background: linear-gradient(135deg, #1c7ed6, #4dabf7); }
.av-green { background: linear-gradient(135deg, #2f9e44, #69db7c); }
.tc-name { font-weight: 700; color: var(--mogo-navy); font-size: 0.98rem; }

/* ---------- CTA band ---------- */
.cta-band {
  background: linear-gradient(120deg, #f59f00 0%, #ffb703 50%, #ffd43b 100%);
  border-radius: 28px;
  padding: 56px 44px;
  color: var(--mogo-navy);
  position: relative;
  overflow: hidden;
}
.cta-band::before {
  content: "";
  position: absolute;
  width: 300px; height: 300px;
  border-radius: 50%;
  border: 34px solid rgba(255, 255, 255, 0.25);
  right: -90px; top: -110px;
}
.cta-band h2 { font-weight: 800; font-size: clamp(1.6rem, 3vw, 2.2rem); }
.cta-band p { max-width: 560px; font-weight: 500; }

/* ---------- Newsletter ---------- */
.newsletter-band {
  background: linear-gradient(120deg, #0b5d4e 0%, #0ca678 55%, #12b886 100%);
  color: #fff;
  padding: 84px 0;
  position: relative;
  overflow: hidden;
}
.newsletter-band::before {
  content: "";
  position: absolute;
  width: 420px; height: 420px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(255, 255, 255, 0.18), transparent 65%);
  left: -140px; bottom: -180px;
}
.newsletter-box {
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.25);
  border-radius: 24px;
  padding: 44px 40px;
  backdrop-filter: blur(6px);
  position: relative;
  z-index: 2;
}
.newsletter-box h2 { font-weight: 800; }
.newsletter-box p { color: rgba(255, 255, 255, 0.85); }
.nl-input {
  border: none;
  border-radius: 50px;
  padding: 14px 22px;
  font-size: 0.95rem;
  background: #fff;
}
.nl-input:focus {
  box-shadow: 0 0 0 0.25rem rgba(255, 183, 3, 0.4);
  border: none;
}
.newsletter-mini {
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.22);
  border-radius: 50px;
  padding: 10px 12px 10px 24px;
  display: flex; align-items: center;
}
.newsletter-mini .nl-input { padding: 10px 16px; }
.newsletter-mini .btn-gold { padding: 10px 20px; font-size: 0.9rem; margin-left: 8px; }

/* ---------- Forms ---------- */
.mogo-form-card {
  background: #fff;
  border: 1px solid var(--mogo-line);
  border-radius: 24px;
  box-shadow: 0 20px 50px rgba(14, 26, 63, 0.1);
  padding: 40px 38px;
}
.mogo-form-card h3 { font-weight: 800; color: var(--mogo-navy); }
.form-control, .form-select {
  border-radius: 14px;
  border: 1.5px solid var(--mogo-line);
  padding: 12px 16px;
  font-size: 0.95rem;
  background-color: #fbfcff;
}
.form-control:focus, .form-select:focus {
  border-color: var(--mogo-indigo);
  box-shadow: 0 0 0 0.22rem rgba(79, 70, 229, 0.15);
  background-color: #fff;
}
.form-label { font-weight: 600; color: var(--mogo-navy); font-size: 0.9rem; }
.form-alert { display: none; margin-bottom: 18px; border-radius: 14px; }
.form-alert.show { display: block; }
.form-alert .fa-circle-check { color: #157347; }
.form-alert.alert-danger .fa-circle-xmark { color: #b02a37; }

/* ---------- Contact info ---------- */
.contact-info-card {
  border-radius: 18px;
  padding: 24px;
  display: flex; gap: 16px; align-items: flex-start;
  color: #fff;
  height: 100%;
  transition: transform 0.3s ease;
}
.contact-info-card:hover { transform: translateY(-5px); }
.cic-indigo { background: linear-gradient(135deg, #4f46e5, #7c3aed); }
.cic-gold { background: linear-gradient(135deg, #e09a00, #ffb703); color: #3c2d05; }
.cic-teal { background: linear-gradient(135deg, #0ca678, #20c997); }
.cic-navy { background: linear-gradient(135deg, #16244f, #31457f); }
.contact-info-card .cic-ico {
  width: 52px; height: 52px; flex: 0 0 52px;
  border-radius: 14px;
  background: rgba(255, 255, 255, 0.22);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.25rem;
}
.contact-info-card h5 { font-weight: 700; margin-bottom: 6px; }
.contact-info-card p, .contact-info-card a { font-size: 0.92rem; color: inherit; opacity: 0.92; margin: 0; }
.contact-info-card a:hover { text-decoration: underline; }
.map-frame {
  border-radius: 22px;
  overflow: hidden;
  box-shadow: 0 20px 50px rgba(14, 26, 63, 0.15);
  border: 4px solid #fff;
}
.map-frame iframe { width: 100%; height: 100%; min-height: 380px; border: 0; display: block; }

/* ---------- Services page detail rows ---------- */
.service-detail-img {
  border-radius: 24px;
  width: 100%;
  object-fit: cover;
  height: 100%;
  min-height: 320px;
  box-shadow: 0 22px 50px rgba(14, 26, 63, 0.18);
}
.service-detail-wrap { scroll-margin-top: 100px; }
.pill-list { list-style: none; padding: 0; margin: 18px 0 26px; display: flex; flex-wrap: wrap; gap: 10px; }
.pill-list li {
  background: var(--mogo-soft);
  border: 1px solid var(--mogo-line);
  color: var(--mogo-navy);
  font-size: 0.85rem; font-weight: 600;
  border-radius: 50px;
  padding: 7px 16px;
}

/* ---------- Blog single ---------- */
.post-image-wrap {
  border-radius: 24px;
  overflow: hidden;
  box-shadow: 0 24px 60px rgba(14, 26, 63, 0.18);
  margin: 28px 0 38px;
}
.post-image-wrap img { width: 100%; display: block; max-height: 460px; object-fit: cover; }
.post-body { font-size: 1.02rem; color: #333c4e; }
.post-body p { margin-bottom: 22px; line-height: 1.85; }
.post-body .post-lead { font-size: 1.15rem; color: #26304a; font-weight: 500; }
.post-cta {
  background: linear-gradient(120deg, #0e1a3f, #4f46e5);
  color: #fff;
  border-radius: 20px;
  padding: 34px 34px;
  margin-top: 34px;
}
.post-cta h5 { font-weight: 800; }
.post-cta p { color: rgba(255, 255, 255, 0.8); }

/* ---------- Newsletter page ---------- */
.nl-feature {
  border-radius: 20px;
  padding: 30px 26px;
  text-align: center;
  height: 100%;
  color: #fff;
}
.nl-feature i { font-size: 1.9rem; margin-bottom: 14px; display: block; }
.nl-gold { background: linear-gradient(135deg, #f59f00, #ffc94d); color: #3c2d05; }
.nl-indigo { background: linear-gradient(135deg, #4f46e5, #7c3aed); }
.nl-teal { background: linear-gradient(135deg, #0ca678, #2dd4bf); }
.nl-feature h5 { font-weight: 700; }
.nl-feature p { font-size: 0.9rem; opacity: 0.9; }
.nl-form-card {
  border-radius: 24px;
  padding: 40px 36px;
  color: #fff;
  height: 100%;
}
.nl-subscribe { background: linear-gradient(150deg, #4f46e5, #7c3aed); }
.nl-unsubscribe { background: linear-gradient(150deg, #16244f, #31457f); }
.nl-form-card h3 { font-weight: 800; }
.nl-form-card p { color: rgba(255, 255, 255, 0.8); font-size: 0.94rem; }
.nl-form-card .form-control {
  background: rgba(255, 255, 255, 0.12);
  border: 1.5px solid rgba(255, 255, 255, 0.35);
  color: #fff;
}
.nl-form-card .form-control::placeholder { color: rgba(255, 255, 255, 0.6); }
.nl-form-card .form-control:focus {
  background: rgba(255, 255, 255, 0.18);
  border-color: var(--mogo-gold);
  box-shadow: 0 0 0 0.22rem rgba(255, 183, 3, 0.3);
  color: #fff;
}

/* ---------- Legal pages ---------- */
.legal-wrap { background: #fff; }
.legal-card {
  background: #fff;
  border: 1px solid var(--mogo-line);
  border-radius: 22px;
  padding: 44px 46px;
  box-shadow: 0 14px 40px rgba(14, 26, 63, 0.07);
}
.legal-card h2 { font-weight: 800; color: var(--mogo-navy); font-size: 1.35rem; margin-top: 30px; }
.legal-card h2:first-of-type { margin-top: 0; }
.legal-card p { color: #4a5468; line-height: 1.8; font-size: 0.97rem; }
.legal-card ul { color: #4a5468; line-height: 1.9; }
.legal-updated {
  display: inline-block;
  background: rgba(12, 166, 120, 0.1);
  color: var(--mogo-teal);
  font-weight: 700;
  font-size: 0.82rem;
  border-radius: 50px;
  padding: 6px 16px;
  margin-top: 12px;
}

/* ---------- Footer ---------- */
.footer {
  background: #0a132e;
  color: rgba(255, 255, 255, 0.72);
  padding-bottom: 0;
}
.footer h5 {
  color: #fff;
  font-weight: 700;
  font-size: 1.02rem;
  margin-bottom: 20px;
  position: relative;
  padding-bottom: 10px;
}
.footer h5::after {
  content: "";
  position: absolute;
  left: 0; bottom: 0;
  width: 34px; height: 3px;
  border-radius: 3px;
  background: var(--mogo-gold);
}
.footer p { font-size: 0.92rem; line-height: 1.8; }
.footer a { color: rgba(255, 255, 255, 0.72); font-size: 0.93rem; transition: all 0.2s; }
.footer a:hover { color: var(--mogo-gold); padding-left: 4px; }
.footer ul { list-style: none; padding: 0; margin: 0; }
.footer ul li { margin-bottom: 11px; }
.footer .f-ico { color: var(--mogo-gold); width: 22px; }
.social-icons { display: flex; gap: 10px; margin-top: 18px; }
.social-icons a {
  width: 40px; height: 40px;
  border-radius: 12px;
  background: rgba(255, 255, 255, 0.08);
  display: inline-flex; align-items: center; justify-content: center;
  color: #fff;
  font-size: 0.95rem;
}
.social-icons a:hover { background: var(--mogo-indigo); color: #fff; padding-left: 0; transform: translateY(-3px); }
.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  margin-top: 54px;
  padding: 20px 0;
  font-size: 0.88rem;
}
.footer-bottom a { color: var(--mogo-gold); font-weight: 600; }
.footer-bottom a:hover { padding-left: 0; }
.footer-bottom .dot { margin: 0 10px; color: rgba(255, 255, 255, 0.3); }

/* ---------- Reveal on scroll ---------- */
.reveal {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}
.reveal.visible { opacity: 1; transform: translateY(0); }
.reveal-delay-1 { transition-delay: 0.1s; }
.reveal-delay-2 { transition-delay: 0.2s; }
.reveal-delay-3 { transition-delay: 0.3s; }

/* ---------- Back to top ---------- */
#backToTop {
  position: fixed;
  right: 22px; bottom: 22px;
  width: 46px; height: 46px;
  border-radius: 50%;
  background: var(--mogo-indigo);
  color: #fff;
  border: none;
  display: none;
  align-items: center; justify-content: center;
  box-shadow: 0 10px 26px rgba(79, 70, 229, 0.45);
  z-index: 1080;
  transition: all 0.25s ease;
}
#backToTop.show { display: flex; }
#backToTop:hover { background: var(--mogo-violet); transform: translateY(-3px); }

/* ---------- Responsive ---------- */
@media (max-width: 991px) {
  .section-pad { padding: 64px 0; }
  .mogo-hero { padding: 80px 0 100px; }
  .main-nav .btn-gold { margin: 12px 0 4px; }
  .about-float-card { right: 12px; bottom: -20px; }
}
@media (max-width: 575px) {
  .section-title { font-size: 1.55rem; }
  .cta-band { padding: 40px 26px; }
  .mogo-form-card { padding: 30px 24px; }
  .legal-card { padding: 30px 24px; }
  .newsletter-box { padding: 32px 24px; }
}