Personal Loan services at Mogo Finance Hub

Personal Loan

Life doesn't always wait for your savings to catch up. Our personal loans give you fast, flexible funding for what matters — with rates that respect your credit history and terms you'll actually understand. We compare multiple lenders side by side, so you're never locked into the first quote.

  • Debt consolidation
  • Home improvement
  • Weddings & major events
  • Medical expenses
  • 12 – 72 month terms
  • Same-week approvals
Apply for a Personal Loan
Credit Loan and credit building services

Credit Loan

Your credit score quietly determines the cost of everything you'll buy for the next decade — your home, your car, your business. Our credit loan program pairs structured, on-time repayment products with hands-on coaching, so you build a credit history that opens doors and drops your rates.

  • Credit building accounts
  • Credit repair strategies
  • Monthly score monitoring
  • 1-on-1 credit coaching
  • Auto & business credit lines
  • Low-score friendly options
Start Building Your Credit
Mortgage Loan and home financing services

Mortgage Loan

Buying a home is the largest financial decision most families will ever make — it deserves more than a single bank's answer. We shop your application across the full market, compare fixed and adjustable structures, and stay with you from pre-approval all the way through the closing table.

  • First-time buyer programs
  • Refinancing & cash-out
  • 15 / 30-year fixed rates
  • ARM & jumbo options
  • Down payment guidance
  • Closing cost negotiation
Get Pre-Qualified
Wealth and Investment Planning services

Wealth & Investment Planning

Saving is only half the story — wealth is built by investing with intention. We design goal-based portfolios around your timeline and risk comfort, diversify across asset classes, and rebalance on a schedule so your money compounds quietly while you live your life.

  • Retirement planning
  • Portfolios & ETFs
  • Real estate investing
  • Estate & legacy planning
  • Education funding
  • Quarterly portfolio reviews
Build Your Portfolio
Tax Advisory services

Tax Advisory

The best tax strategy is the one you run all year, not the one you scramble for in April. Our advisory team plans your deductions, credits, and entity structures in advance, prepares compliant filings, and stands behind you if the IRS ever calls.

  • Year-round tax planning
  • Individual & business returns
  • Deduction maximization
  • Quarterly estimated taxes
  • Audit defense
  • Business entity structuring
Book a Tax Review
Insurance Services and family protection

Insurance Services

Insurance isn't a product you buy once — it's protection that should grow with your life. We audit your current coverage, model worst-case scenarios, and right-size every policy so your family is fully protected without paying for overlap you'll never use.

  • Life & disability
  • Health insurance
  • Auto & home
  • Property & liability
  • Umbrella coverage
  • Annual coverage audits
Get a Coverage Audit

Common Questions, Straight Answers

No. That's the whole point of Mogo Finance Hub. One dedicated advisor coordinates your loans, investments, taxes, and insurance so every decision reinforces the others instead of conflicting with them.

Your first consultation is completely free with no obligation. After that, fees depend on the services you choose and are explained in writing before any work begins — no hidden charges, ever.

Personal and credit loans with complete documentation are typically approved within the same week. Mortgage timelines vary with the market, but our pre-approval process is usually completed in 3–5 business days.

Yes. A low score narrows options but it doesn't close the door. Our credit loan program includes low-score friendly products and a structured repair plan — many clients see meaningful score improvement within 6–12 months.

Not Sure Which Service You Need?

That's exactly what the free consultation is for. Tell us your situation and we'll point you to the right plan — even if it's only one of our six services.